Do you need cash now? Are you also an RV or motor home owner in Southern California? Then Car Capital Financial can help. We can get you a cash RV Title Loan for your motor home or recreational vehicle in as little as 30 minutes!

Car Capital Financial is a premiere car title loans company serving all of Southern California, including San Diego, Orange County, Los Angeles and Riverside County. We provide safe, reliable and affordable loans to owners of all types of vehicles – including RVs and motor-homes.

If you have either paid off your RV loan or motor-home loan in full, or if you only have a few payments left, then you are likely to qualify for a title loan from us.

Turn that vehicle into money today by calling us at 1-888-500-9887 now!

Why Should I Get an RV Title Loan?

If you’ve never considered getting RV or motor home title loans, maybe you’re not aware of the main benefits to them. Fortunately, we’re here to help. The best reasons to consider getting an RV or motor-home title loan include:

• Bad Credit Does NOT Disqualify You – Bad credit RV loans are hard to come by, but with a title loan from Car Capital Financial you can get your title loan based on your ability to repay the loan.
• Our Loans are Fast and Secure– If you choose to borrow money from a traditional bank, you’ll probably have to wait days, or even weeks to get your loan processed but we are accepting loans for people with poor credit. At Car Capital Financial, however, you can get your loan processed in a matter of hours, or even minutes! If you need quick money to cover a financial emergency, we can get it to you quickly and securely.
• Our Loans are Effective – With an RV or motor-home title loan, you can raise a significant amount of money (thousands to tens of thousands of dollars) instantly. Oh, and unlike some neighborhood loans and other cash advance type scams, our loans are structured to make them easy to pay back.

How Do I Get a RV or Motor home Title Loan?

To get a title loan from us, we’ll first need to make a quick inspection of your vehicle. Please call us at 1-888-500-9887 to schedule a time to meet in a convenient Southern California location.

At this meeting, we will evaluate your vehicle to appraise it’s value, then make you a loan offer based on the amount your vehicle is worth and your ability to repay the loan. Please bring the following documents to your appointment, as we’ll need them to process the small amount of paperwork required for your loan:

• Your valid driver’s license
• Your pink slip/car’s title
• Proof of your insurance
• Proof of your address

Why Should You Choose Car Capital Financial?

You should choose Car Capital Financial because we are one of the most trusted and well known title loan businesses in all of Southern California. We have provided safe, reliable and affordable title loans for over 15 years, helping many RV and motorhome owners just like yourself get the money they needed with an RV Title Loan.

We can process your loan incredibly quickly, and we pride ourselves in delivering fair, polite and professional service at all times. Call us now at 1-888-500-9887 to get the money you need today!

Important things can be overlooked when you’re busy trying to follow the big picture.

When determining whether or not a car title loan will work for your financial needs, there are only a few variables to take into account – the value of your car and your income (which determines the amount you can borrow), and the terms of the loan agreement (including the interest rate, term length, etc.).

These are relatively simple factors which make every title loan a bit different at first glance, but on deeper analysis, you’ll find that some title loans are significantly more affordable than others. This article teaches you how to figure out which loan works best for your financial needs.

First, you’ve got to understand that you do have options when looking to temporarily trade your pink slip for some cash. Some car title loan companies offer amortized loans, whereas others provide interest-only loans.

What’s the difference between these two types of loans?

Amortized Loans

An amortized loan means you will be given a set schedule of payments that have to be repaid at certain intervals in time (typically monthly).

Amortized loans have payments that include two different things:

• Principle – The amount of money that you originally borrowed

• Interest – The fee that you must pay for borrowing money (lenders issue loans because they are able to make money on the interest included in the loan)

When you issue a payment on an amortized loan, your payment thus includes some money for both the principle amount of money that you originally borrowed, as well as some money to cover the interest that has accumulated on your loan.

Amortized loans are perfect for those borrowers looking to take out a loan over an extended period of time (a year, 2 years, 3 years, etc.), because each payment made on the loan is for the same set amount, so you know what to expect each month as you work toward paying off the loan.

At Car Capital Financial, we issue amortized car title loans, ensuring that you have all of the information you need to determine whether or not the loan will work for you before signing any docs, and that you know exactly to expect you’ll need to pay each month.

Our customers have no surprises, because their payments don’t fluctuate, making it significantly easier for them to repay their loans, get their titles back and move on with their lives.

Getting a title loan from another company may not be so easy though…

Interest-Only Loans

When you receive an interest-only car title loan that means that your initial payments will only cover the amount of interest that’s accumulating on your loan.

At first glance, interest-only car title loans can look cheaper than amortized loans, because their initial payments may be lower, but in the long-run, the tables turn, and in a big way.

Borrowers with interest-only loans are often shocked when they’ve paid back all the interest on their loan (which certainly feels like an accomplishment), only to be confronted with what’s called a “balloon payment” – a much higher monthly payment that begins as soon they’re forced to start paying back the principal on their loan.

It seems like a good deal to everyone who thinks they’re going to start making lots more money in the near or distant future, but the reality of the situation is that many people don’t end up figuring out their finances, get used to the seductive low monthly payments from the interest-only portion of the loan, then find themselves in big trouble when the principal comes due.

For most borrowers, interest-only loans are a dead-end situation, and in some cases, they’re akin to financial suicide, because switching from low monthly payments to much higher monthly payments is a near-impossible task for people who are already having trouble meeting their financial responsibilities.

The only time it really makes sense to take out an interest-only loan is when you’re planning to borrow for a short period of time, like a few weeks to a couple months, and are sure that you’ll be coming into some serious cash between the time you borrow, and the time your “balloon payments” begin.

Which Loan Is Better?

There’s no “best” type of loan for everyone, because you will want to take out the type of loan that best fits your financial needs and unique financial situation.

However, with that said, most borrowers tend to have a better chance of repaying their loans and getting themselves out of debt when they rely on amortized loans, which is why we offer them here at Car Capital Financial.

Car Capital Financial

Unlike some of the other title loan companies, we don’t want you to get stuck in a never-ending cycle of debt, and we certainly don’t want you to default on your loan!

That’s why we provide amortized, secured personal loans, in the form of safe, reliable, yet affordable car and other vehicle title loans.

We’ve got over 17 years of experience in the industry and we’ve provided loans to thousands of Southern California residents just like you.

But best of all, our title loans don’t require you to leave your vehicle with us, or limit your use of the vehicle in any way!

We don’t need to run credit checks, so no matter what your financial history may be, it will not affect the affordability of your ability to qualify for a loan, your interest rates or your payment schedule. Title loans are issued based on the borrower’s ability to repay the loan.

To get your own safe, reliable and affordable car title loan, please call us right now.

We can get you the money you want in as little as 30 minutes!

Call now at 1-888-500-9887.

Are you looking for loans but have bad credit? Do you own your car in full or are there only a few remaining payments left on your loan? If so, then call 1-888-500-9887 to find out about our no credit check title loans from Car Capital Financial.

We can get you a loan in a matter of minutes, and we won’t even need to ask for your credit score!

If you’re looking for a cash loan for bad credit, read on to discover the most common types of bad credit cash loans and to find out how to apply for each of them:

1. Neighborhood Loans

You’ve likely driven by neighborhood loan centers in your town or city dozens of times. This is a type of cash loan for people with bad credit that awards you the value of your next paycheck, often as soon as you request it.  To get a neighborhood loan, the usual process is to visit a center in person and present your last few paycheck stubs, various personal information (such as proof of address, ID card etc) and either a blank check or your checking account details. These loans rarely require a credit check, so if you have a bad credit score you still have a good chance of getting a neighborhood loan approved.

However, always be aware that although neighborhood loans are easy and fast they also include high interest fees and other penalties that can quickly rack up significantly more debt than you might have originally thought you’d accumulate. You also only have until the time of your next paycheck to pay the loan back, which is an extremely short time-frame. Tread very carefully when it comes to neighborhood loans, as they can easily turn out to be more trouble than they’re worth.

2. Online Loans

There are many online loan companies that provide cash loans exclusively online and many of these don’t need to see or check your credit score. Many online lenders will require seeing your last few pay stubs and other personal information (such as your address, bank account details etc) in order to administer your loan.

Like neighborhood loans, this type of loan is typically administered very quickly, but also like neighborhood loans, online loans are also notorious for charging very high interest rates. In addition, online loans typically only provide small amounts of money, as well as a short repayment time-frame.

And finally, there are tons of online loan scams (which are more common than you might think) out there, so if you’re shopping a loan online, you’ll have to be very cautious about protecting your identity and personal information. It’s true, legitimate online loans can get you money quickly, but there are a lot of downsides to them as well.

3. Borrowing from a Friend or Family

When you’re facing tough times and need cash fast, the first people you likely think of for help is your friends or family. This can be a good choice if you need a fast cash loan with bad credit, as your friends and family are unlikely to ask for your credit score.

Just remember that there’s no guarantee your friends and family can or will lend you money, so don’t be too disheartened if they’re not able to do so. Also make sure you know what the terms and conditions are before you take the money; this is vital!

Make sure to find out when they expect to get their money back, as well as how much interest (if any) they’d like to receive for letting you borrow the money. This is definitely one of the safest ways to borrow money, but there’s ultimate no certainty that your friends and family will be able to accommodate your request, so it’s also extremely unreliable.

4. Title Loans

If you own your car in full, or if you only have a few remaining payments left, then you are almost virtually guaranteed to qualify for a vehicle title loan. Car title loans provide a truly unique opportunity in that they allow you to generate cash fast by using your car or vehicle without having to sell or pawn it.

A title loan works by awarding you a cash sum based on the value of your vehicle in exchange for the title loan company taking ownership of your vehicle’s title (pink slip). Once you’ve repaid your loan in full, the title will be returned into your name. One of the biggest advantage to car title loans is that many companies don’t require credit checks.

Another advantage to car title loans is that they can be processed extremely quickly – in some cases as fast as half an hour! Getting a title loan is also extremely easy, as all you typically need to do is get in touch with a title loan company who can walk you through the process. But the absolute best thing about car title loans is that many are offered without even having to sacrifice the use or possession of your car.

Choose Car Capital Financial

When it comes to fast cash loans for bad credit scores, you’ll be hard pressed to find a more reasonable deal than the one offered by Car Capital Financial. Title loans are issued based on your ability to repay the loan. As a leading Southern California title loans company, we have over 15 years of experience with awarding safe, reliable and affordable cash loans.

Call us now at 1-888-500-9887 to get your cash today!

Are you facing a financial emergency and in need of some a same day cash loan? If you’re in Los Angeles, San Diego, Orange or Riverside County, then Car Capital Financial can help! We specialize in providing extremely fast cash loans, delivered on the same of request, allowing you to get the money you need right away.

If you own your car and have either paid it off in full or only have a few remaining payments left, you could qualify for one of our safe, reliable and affordable car title loans. If you’re unemployed, have terrible credit or any other financial problems, have no fear, because none of that factors into the equation with our car title loans.

Get the money you need today without having to fill out a ton of paperwork, face a credit check, or give up access to your vehicle. That’s right – our same day car title loans allow you to raise money without having to leave your vehicle with us, without having to stop driving it, and without having to face any restrictions on its use at all!

Call us now at 1-888-500-9887 to get the cash you want today.

What are Same Day Cash Loans?

A same day loan is a loan available to you on the same day that you request funds. A same day loan is typically used to help cover a financial emergency such as expensive car repairs, paying off high medical bills, paying a traffic violation ticket or making a last minute mortgage payment in order to avoid foreclosure.

While traditional bank loans can take days or even weeks to process and be funded, same day loans are delivered the same day they’ve been requested, making them the best option for people who need cash now.

Common same day cash loans include:

1. Neighborhood Loans

You’ve likely seen offices on the edge of town advertising neighborhood loans plenty of times. These companies will lend you the value of your next paycheck in cash, but on the stipulation that you pay the loan back in full (with some interest tacked on of course) by the time you receive your next paycheck.

Same day neighborhood loans can get you money fast, but it’s important to consider just how much you will owe by the time your next paycheck comes around – and whether or not you’ll be able to afford to pay it back. Most people can’t, which is why neighborhood loans are a sure bet towards financial ruin.

2. Title Loans

Do you own your car in full or just have a few remaining payments left? Then you could qualify for a title loan, which could provide you with thousands or even tens of thousands of dollars in immediate cash, depending on the value of your car. In order to receive your loan money, the title loan company will take temporary ownership of your car’s title (also known as a pink slip) in return for the loan they provide you.

Once you’ve fully paid back the loan, the title is returned to your name. Title loans often come with a significantly longer repayment timeline than neighborhood loans (a few years as opposed to a couple of weeks), and typically provide significantly more cash as well. When it comes to same day cash loans with no credit check, title loans are your best bet by far.

3. Online Loans

It’s possible to find same day cash advance loans online, but they’re not always a good option. While you can sometimes get the money in a matter of minutes, without a credit check, and without any collateral, you should know that most of these types of loans can only offer a little bit of money at a time.

Interest rates are also extremely high for online loans, because lenders don’t have any collateral to secure the loan and protect them from defaulting borrowers, so unless you only need a little bit of money and are willing to pay a big premium in interest to get it, you should avoid online loans.

4. Loans from Friends & Family

If you’re running out of options and need money fast, it may be worth reaching out to family and friends for assistance. It’s definitely possible to raise money quickly this way, without facing credit checks, but the downside is that loans between friends and family can destroy relationships for good.

Even if your friends or family have the cash you need, are they willing to lend it to you? Without interest? At what rate? And what happens if you can’t pay them back? This is a risky endeavor that should only be attempted if you’re absolutely certain that you can pay back your friend or family member within the time frame that they’ve set for you. Otherwise, you risk losing them for good.

Why Choose Car Capital Financial?

Car Capital Financial is a premiere Southern California title loan company that has provided safe, reliable and affordable title loans over 15 years. We specialize in providing extremely fast, same day loans to our clients.

To get a title loan from us, all that we require is a quick vehicle inspection and a couple pages of paperwork. Make your appointment to visit us now by calling 1-888-500-9887 between the hours of 8am-6pm (Monday-Friday).

We don’t require you to undergo a credit check and we don’t place any restrictions on the use of your vehicle once you’ve taken out a loan with us. Title loans are issued based on your ability to repay the loan. If you’re looking for an affordable same day loan, we can help!

Are you in Southern California and in need of cash right now? A cash title loan may be just the ticket!

Whether you’re trying to raise money for the holidays, make rent, avoid foreclosure or filing for bankruptcy, an auto cash loan may be just what you need to keep you on your financial feet.

[Read more…]