Are you looking for loans but have bad credit? Do you own your car in full or are there only a few remaining payments left on your loan? If so, then call 1-888-500-9887 to find out about our no credit check title loans from Car Capital Financial.
We can get you a loan in a matter of minutes, and we won’t even need to ask for your credit score!
If you’re looking for a cash loan for bad credit, read on to discover the most common types of bad credit cash loans and to find out how to apply for each of them:
1. Neighborhood Loans
You’ve likely driven by neighborhood loan centers in your town or city dozens of times. This is a type of cash loan for people with bad credit that awards you the value of your next paycheck, often as soon as you request it. To get a neighborhood loan, the usual process is to visit a center in person and present your last few paycheck stubs, various personal information (such as proof of address, ID card etc) and either a blank check or your checking account details. These loans rarely require a credit check, so if you have a bad credit score you still have a good chance of getting a neighborhood loan approved.
However, always be aware that although neighborhood loans are easy and fast they also include high interest fees and other penalties that can quickly rack up significantly more debt than you might have originally thought you’d accumulate. You also only have until the time of your next paycheck to pay the loan back, which is an extremely short time-frame. Tread very carefully when it comes to neighborhood loans, as they can easily turn out to be more trouble than they’re worth.
2. Online Loans
There are many online loan companies that provide cash loans exclusively online and many of these don’t need to see or check your credit score. Many online lenders will require seeing your last few pay stubs and other personal information (such as your address, bank account details etc) in order to administer your loan.
Like neighborhood loans, this type of loan is typically administered very quickly, but also like neighborhood loans, online loans are also notorious for charging very high interest rates. In addition, online loans typically only provide small amounts of money, as well as a short repayment time-frame.
And finally, there are tons of online loan scams (which are more common than you might think) out there, so if you’re shopping a loan online, you’ll have to be very cautious about protecting your identity and personal information. It’s true, legitimate online loans can get you money quickly, but there are a lot of downsides to them as well.
3. Borrowing from a Friend or Family
When you’re facing tough times and need cash fast, the first people you likely think of for help is your friends or family. This can be a good choice if you need a fast cash loan with bad credit, as your friends and family are unlikely to ask for your credit score.
Just remember that there’s no guarantee your friends and family can or will lend you money, so don’t be too disheartened if they’re not able to do so. Also make sure you know what the terms and conditions are before you take the money; this is vital!
Make sure to find out when they expect to get their money back, as well as how much interest (if any) they’d like to receive for letting you borrow the money. This is definitely one of the safest ways to borrow money, but there’s ultimate no certainty that your friends and family will be able to accommodate your request, so it’s also extremely unreliable.
4. Title Loans
If you own your car in full, or if you only have a few remaining payments left, then you are almost virtually guaranteed to qualify for a vehicle title loan. Car title loans provide a truly unique opportunity in that they allow you to generate cash fast by using your car or vehicle without having to sell or pawn it.
A title loan works by awarding you a cash sum based on the value of your vehicle in exchange for the title loan company taking ownership of your vehicle’s title (pink slip). Once you’ve repaid your loan in full, the title will be returned into your name. One of the biggest advantage to car title loans is that many companies don’t require credit checks.
Another advantage to car title loans is that they can be processed extremely quickly – in some cases as fast as half an hour! Getting a title loan is also extremely easy, as all you typically need to do is get in touch with a title loan company who can walk you through the process. But the absolute best thing about car title loans is that many are offered without even having to sacrifice the use or possession of your car.
Choose Car Capital Financial
When it comes to fast cash loans for bad credit scores, you’ll be hard pressed to find a more reasonable deal than the one offered by Car Capital Financial. Title loans are issued based on your ability to repay the loan. As a leading Southern California title loans company, we have over 15 years of experience with awarding safe, reliable and affordable cash loans.
Call us now at 1-888-500-9887 to get your cash today!