Car Title Loans in California - Vehicle & Auto Title Loans

Mayra

Chris, Courtney thank you always for being so supportive and helpful in my rough times. Both are very professional and very kind. Thank you guys

Michael

Great experience and friendly was In-N-Out with Cash the same day for my vehicle. Would recommend anybody

Joshann

Chris was great! They are very professional and prompt with their assistance. Explained everything throughly and made sure I understood what i was signing !! I would definitely recommend to my family and friends!!!! Thank you guys for making the process smooth and easy. No hoops to jump through or mountains to climb.

Brett

Car capital was great from start to finish. They communicated clearly every step of the process. They expedited every step to get me help at every step. When I needed to remove my lien after I finished paying they took care of it asap. Overall I had a great experience and would and do recommend their services to anyone needing a car title loan. Their office was always available and helped me with every step. They kept their word every step of the way and there was no surprises. I highly recommend this company for any of your needs.

Patricia

They were very kind and patient with the whole process with me. I appreciate it a lot.

Cecilia

Honestly, they are the real deal. Big thank you to Courtney and Chris for their kindness and willingness to help with a loan during some really difficult times with the loss of my mom. They are not out to take all your money or screw you over, I honestly believe that they as a company want to help people where they can. Many thanks to Car Capital from San Diego!

About Car Capital Financial

By using the value of your vehicle title – we will let you borrow against your clear vehicle title to put the cash in your hands today! Your cash is waiting.

» Se habla español.

» We only operate in Southern California.

» Your personal info will never be shared.

» We've Helped Californians with Quick Cash for over 25 Years.

» We're glad you've chosen us - Thank You!

How Our Program Works

You are just three easy steps away from getting the Southern California automobile title loan you need!

Apply Online or Give Us a Call

Tell us a little about yourself, your car and the amount of money you need.

Easy Title Loan Documentation

We’ll need some simple items like your driver’s license.

Come and Get Your Money!

Visit one of our locations, sign paperwork and get your cash!

Learn more the loan process »

Get Cash for Your Car Title

We can make decisions on the spot. Cash in 30 Minutes with your Title. Apply Online Now!

Serving Southern California

We work with customers from Los Angeles to San Diego.

Frequently Asked Questions

Feel free to contact us if you have questions not answered on the site.

View all Questions »

Testimonials & Reviews

“Awesome, blessed experience with Chris and Gary. I was in such a bad situation, and they helped Me receive my loan on the same day… Thank You”
– Jorge on Google

“The loan was ready at the time we got there. It took less than half hour to sign documents. Gary is an excellent financial representative!”
– Laura on Google

“Courtney helped me out and let me say this place is awesome! They are legit and will get you out of a pinch.”
– Rodrigo on Yelp

Disclosure and Examples of Title Loan Fees

Lower Rates: We charge 35.9047 % APR (2.99 % monthly) on our Southern California title loans. Our rates are among the lowest of traditional lenders and we consistently beat our competitors.
Fully Amortized Loans: Each payment REDUCES your outstanding principal balance. There are no prepayment penalties.

The chart below represents illustrative examples of the cost of a loan to a qualified borrower. If you have any questions, or would like more information, please ask. Make certain your questions are answered completely. Make certain you understand the terms and costs of your loan.

Number of MonthsThe number of months used in the APR calculation.	Annual Percentage Rate (APR)The rate of your finance charges including fees on an annual basis.	Finance ChargeThe dollar amount the credit will cost you.	Amount FinancedThe amount of credit provided to you or on your behalf.	Minimum Monthly PaymentThe amount of your monthly payment.	Total of PaymentsThe amount you will have paid after you have made all payments as scheduled.
12 (minimum)	35.9056%	$535.44	$2,615.00	$256.60	$3,150.44
24	35.9047%	$1,086.68	$2,615.00	$151.24	$3,520.80
36	35.9520%	$1,692.37	$2,615.00	$117.70	$4,307.37
48 (maximum)	35.9450%	$2,345.14	$2,615.00	$101.91	$4,960.14

Disclaimers

There are no penalties for making additional payments or prepayment.
APR is calculated based on all installment periods being of equal length.
Additional fees: California lien fee of $15.00 is financed. Prepaid Documentation Fee is $75.00 for loans $2,600 to $4,999 or 5% for loans $5,000 or more.
Borrowers are considered qualified with a credit score of 690 or better, 2 plus years of employment and 3 plus years at their current address.
Car Capital utilizes the FICO scoring method when credit score is a factor in determining customer credit worthiness.
Minimum loan amount is $2,600.00.

Call 1-888-500-9887

» Keep Your Car During the Loan.

» Get Cash in as little as 30 Minutes.

» Quick and Easy Application.

» 39.88% APR or less for qualified buyers.

» 12 to 48 month Title Loans with NO prepayment penalty.