Do you need cash now? Are you also an RV or motor home owner in Southern California? Then Car Capital Financial can help. We can get you a cash RV Title Loan for your motor home or recreational vehicle in as little as 30 minutes!
Car Capital Financial is a premiere car title loans company serving all of Southern California, including San Diego, Orange County, Los Angeles and Riverside County. We provide safe, reliable and affordable loans to owners of all types of vehicles – including RVs and motor-homes.
If you have either paid off your RV loan or motor-home loan in full, or if you only have a few payments left, then you are likely to qualify for a title loan from us.
Turn that vehicle into money today by calling us at 1-888-500-9887 now!
Why Should I Get an RV Title Loan?
If you’ve never considered getting RV or motor home title loans, maybe you’re not aware of the main benefits to them. Fortunately, we’re here to help. The best reasons to consider getting an RV or motor-home title loan include:
- Bad Credit Does NOT Disqualify You – Bad credit RV loans are hard to come by, but with a title loan from Car Capital Financial you can get your title loan based on your ability to repay the loan.
- Our Loans are Fast and Secure– If you choose to borrow money from a traditional bank, you’ll probably have to wait days, or even weeks to get your loan processed. At Car Capital Financial, however, you can get your loan processed in a matter of hours, or even minutes! If you need quick money to cover a financial emergency, we can get it to you quickly and securely.
- Our Loans are Effective – With an RV or motor-home title loan, you can raise a significant amount of money (thousands to tens of thousands of dollars) instantly. Oh, and unlike some neighborhood loans and other cash advance type scams, our loans are structured to make them easy to pay back.
How Do I Get a RV or Motor home Title Loan?
To get a title loan from us, we’ll first need to make a quick inspection of your vehicle. Please call us at 1-888-500-9887 to schedule a time to meet in a convenient Southern California location.
At this meeting, we will evaluate your vehicle to appraise it’s value, then make you a loan offer based on the amount your vehicle is worth and your ability to repay the loan. Please bring the following documents to your appointment, as we’ll need them to process the small amount of paperwork required for your loan:
- Your valid driver’s license
- Your pink slip/car’s title
- Proof of your insurance
- Proof of your address
Why Should You Choose Car Capital Financial?
You should choose Car Capital Financial because we are one of the most trusted and well known title loan businesses in all of Southern California. We have provided safe, reliable and affordable title loans for over 15 years, helping many RV and motorhome owners just like yourself get the money they needed with an RV Title Loan.
We can process your loan incredibly quickly, and we pride ourselves in delivering fair, polite and professional service at all times. Call us now at 1-888-500-9887 to get the money you need today!
The holidays often mean shopping for gifts, party outfits and decorations that rack up credit card debt.
Instead of entering 2016 with debt, consider making some extra cash during the final months of this year to cover the costs of your holiday cheer.
Here are some unique ways to make extra money for the holidays:
Bake for Money
Bake something amazing and offer to sell it to your friends and coworkers so they will not have to do their own holiday baking. You probably have to be careful about selling your baked goods to professional organizations and such, but you could do some sideline baking to help out your friends, neighbors, and coworkers who are going to be entertaining guests over the holidays and simply do not have the time to do their own baking.
Bake some samples and serve them up to your potential clients. Then while their mouths are watering, tell them that for a fee you can provide them with similar treats the day before their guests are to arrive to celebrate the holidays. Once you’ve worked out the scheduling, cost of ingredients and such, this could be a fun, relatively easy way to make some money and spread some joy this holiday season.
Work for the Neighbors
Grab a ladder and offer to clean leaves out of your neighbors’ rain gutters. No one wants to do this themselves!
Many people are so busy during the summer months that they completely forget to clean all of the debris from their rain gutters when the sun is out and it is dry and warm outside. Now that it’s cold and dreary, many people will refuse to do this important home maintenance process on their own.
You’d be surprised at how many neighbors will be glad that you offered to take on this dirty, no-fun task, allowing them to stay warm and cozy inside, and check the rain gutter cleaning off their winter time to-do lists.
Grab a broom or a shovel and offer to clean the neighborhood sidewalks, gardens, or outdoor living areas while you’re at it. There are always sidewalks that need swept or shoveled, and there is always someone too busy or too tired to do it themselves.
This tactic works especially well just after big storms, so keep your eyes peeled to the weather report, and get your gear ready to go the day after.
Sell Stuff Online
Sell something online. You can make a decent second income all-year-round by digging around for antiques and such from the Goodwill and then fixing them, cleaning them up, and selling them for a much higher price online.
You can also do this by picking valuable items from garage sales, flea markets, and estate sales as well. Most of the time and work goes into hunting for the cool treasures that someone will want to purchase, and you’ve got to have a good eye or you could get left stuck with unwanted things, but if you play your cards right, there’s definitely gold in them there hills.
And if you don’t have any money to pick up new treasures, then scour your home for unwanted goods, outgrown clothes and extra knick knacks that are in good shape, then sell them online to pad your holiday shopping fund.
If you don’t have unwanted clothes, but have a nice apartment or house with extra space, then consider renting it out for storage, parties and events, or even to someone who wants to rent a room. Renting your space may not be all that fun, but it can definitely be lucrative!
Get a Seasonal Job
If you have the time, a seasonal job is one of the quickest and best ways to increase your budget quickly. Seek out retailers, restaurants and call centers for open seasonal positions.
Most of the major department stores hire extra help in October or November so they can have them fully trained by the time the really busy holiday shopping season kicks in. And most of these seasonal employees are kept on until after the inventory counts are done in January, when staffing needs start to subside.
Those who have proven themselves to be quality employees will often be asked to stay on permanently, so if you’re looking for a regular position, this may be the best way to get your foot in the door.
Car Capital Financial
Take advantage of these ways to come up with fast cash and you should be able to avoid skipping out on purchasing fantastic gifts for the holidays.
Whether you end up doing some work around the block, or selling items online, you should be able to accumulate the funds you need to make it through the holiday season.
But remember too, if you need some immediate cash assistance and don’t have time for any of these techniques, you can always give Car Capital Financial a call to get a low-interest secured personal car title loan.
We can deliver our loans within minutes of receiving your call, providing you with cold hard cash, and requiring nothing more than temporary possession of your vehicle’s title. Title loans are issued based on the borrower’s ability to repay the loan.
Call us at 1-888-500-9887 to find out if our safe, reliable and affordable auto title loans are a good fit for your financial needs. We would love to help save the holidays!
An installment loan is simply a loan you receive as a lump sum, and then pay back in monthly increments for a fixed amount of time. Installment loans include car loans, mortgages and even short-term personal loans.
If you have bad credit, you already know that your loan options are limited. Many financial institutions demand good credit-holders or a credit-worthy co-signer before they will even consider your application.
Finance companies and credit unions are more flexible than banks, but they may still deny your application. However, having bad credit may not totally keep you from being approved for an installment loan.
Installment Loans without a Credit Check
Most banks and credit companies might be willing to overlook someone’s less-than-perfect credit as long as they meet the specific loan requirements. However, bad luck or poor choices may have landed your credit score on the lower end of the scale.
In today’s economy you may not be the only one with poor or bad credit. That is why installment loans are becoming an increasingly popular solution especially for those with bad credit. Installment loans help people with unexpected expenses, such as:
- Car repairs
- Medical Bills
- Holiday Gifts
- Emergency Expenses
- Home Improvements
- Debt consolidation
Car Capital Financial
With Car Capital’s installment loans you will get the speed of neighborhood loans combined with the reasonable repayment periods of bank and finance company loans. Our loans are issued based on the borrower’s ability to repay the loan.
Our car title loans are excellent installment loans that allow you trade temporary ownership of your vehicle’s title for instant cash. We can get you the money you want in as little as 30 minutes!
But that’s not even the best part, because during the course of your loan, you’ll continue to enjoy complete access to and use of your vehicle, without any restrictions. Once you’ve paid back the loan in full, we’ll return the title to your name.
You also get more than a loan with Car Capital Financial. We provide helpful, relevant articles on topics that are important to you, from educating you about how to set up your savings and adopt good financial management practices, to providing tips on how to improve your credit score.
Experience the Car Capital Financial difference for yourself by submitting your application today!
To get the money you want right away, give us a call at 1-888-500-9887.
Now that graduation season is upon us, many grads are walking across the stage and receiving their college diploma, but many are wondering how they’re going to pay for it.
For those graduates fortunate enough to have lined up a great job, you may be riding high right now, but fast-forward a few months and student loans could quickly begin to dominate your financial concerns.
You are not alone.
Paying off student loans is no easy task, and it’s unlikely that you’ll be able to do it quickly, but there are some excellent ways to shorten your repayment period by months or even years! How? Try one or all of the methods below and you could end up saving thousands of dollars!
Make a plan
The first thing you’ll need to do is draft a budget, create a spending plan, and determine just how long it’s going to take to get your loans paid off.
If you’re not satisfied with the results, it may be time to start making cuts to your expenses. Lop a little money off the spending side, and you could start spending more on paying down that debt.
Stop going out with friends, don’t throw away any more money on grabbing the latest tech gadgets, cut your cable bill and don’t partake in any more shopping sprees.
Start Paying Immediately
If you qualify for a six month grace period, don’t wait until it expires to start making monthly payments.
You’ll end up owing less in interest if you start paying down the debt right now, and it’ll help you get into the routine of allocating enough funds toward your monthly payments, rather than spending them on unnecessary expenses.
If you’re disciplined up front, you’ll set up some positive habits and end up being far ahead of everybody else. If you’re still in school, any amount you can contribute to your student loans could end up helping greatly.
Schedule Multiple Payments Per Month
It’s common knowledge that you can pay your mortgage off more quickly by making two payments per month, but many people don’t realize that you can do a similar thing with student loans!
Making two payments per month will end up reducing the amount of total interest you accumulate, allowing you to get out of debt sooner, and at a lower cost.
Also, by making payments every two weeks, you’ll end up making more payments than you would have made on the monthly plan, since paying every other week equals 26 payments per year!
While that’ll cost you more money in the short-run, it’ll save you tremendous amounts over the lifetime of your loan.
If you can’t afford to make extra payments in full, then send in whatever you can manage to divert with each payment, as even an extra $5 or $25 per month will add up to some big savings over time.
Remember, every dollar you allocate toward your payments now could save you hundreds of dollars in interest fees over the course of the loan.
Make Sacrifices & Cuts
The more you can cut expenses, the sooner you’ll be out of debt.
Whether that means dropping your overly expensive cell phone plan, reducing the number of nights you go out each week, or skipping out on a big vacation, whatever you can do to drop your expenses will allow you to allocate more cash for those monthly payments.
Set a strict monthly budget for yourself, and don’t just stick to it, but aggressively cut any absolutely unnecessary monthly expenses. Figure out exactly where all of your money is going, then reduce the amount being spent on frivolous purchases so you can free up more cash for your loans.
If you’ve never set up a budget before, look for online advice about how to create one. Write it all down, or build a spreadsheet and make sure to keep it up to date. The more you watch your spending, the more costs you’ll cut and the sooner you can get out of debt.
Take Advantage of Discounts
Are you aware of all the ways you can reduce your debt?
Signing up for automatic monthly payments or consolidating your loans could earn you an interest rate reduction, saving you some serious money.
Most lenders will offer you an interest rate reduction of 0.25% just for enrolling in their autopay program, so get signed up now and you can start saving today!
Tackle High-Interest Loans First
Your high-interest rate loans are costing the most money, so you need to pay them off first.
Just like you’d do with credit card debt, you’ll want to focus on paying off your student loans that come with the highest interest rates, which will reduce the amount of money you end up having to pay over the life of your loans.
Getting rid of your high-interest rate loans first could save you thousands or even tens of thousands of dollars, so don’t neglect this essential, important tactic.
Any extra money that you can come up with each month should be directed toward the payment for your highest-interest loan.
Make Extra Income
Have you looked into taking on a second job? Looked for freelancing opportunities? Are you aware of all the weird ways to make additional money?
You might be surprised by how much money you can raise by taking on additional responsibilities, like filling out surveys, writing reviews or doing simple manual labor.
Ask the neighbors if they need help with chores, look for extra work on the outsourcing websites like Odesk or eLance, and be sure to watch for opportunities on your local Craigslist job board too.
Consolidate Student Loans
Student loan debt consolidation is convenient and free of charge for federal loan holders; however it’s not always in your best interest to consolidate.
Any time that you can consolidate private loans to get a lower interest rate, that’s probably worth pursuing, but be cautious with your federal loans.
Some federal student loans come with amazing financial benefits, and consolidating them with a direct consolidation loan could wipe out your eligibility to take advantage of them.
Be careful too, because even though a consolidation might reduce your monthly payments, it typically also ends up making your loan more expensive over the long-haul, since it stretches out your monthly payments to last for more years, giving interest more time to accumulate.
Student Loan Forgiveness Programs
Public service workers and government employees, educators and nurses are sometimes eligible for student loan forgiveness programs.
The U.S. Department of Education Federal Student Aid website provides a comprehensive listing of the most common discharge, cancellation and forgiveness programs.
Be sure to look into these benefits, as some of them could dramatically reduce your expenses, saving you thousands to even tens of thousands of dollars.
Car Capital Financial
Following one or all of these strategies will help put you on the fast track to paying off your student loan debt and saving you thousands of dollars in interest accumulation!
Before you sign up for dangerous neighborhood loans or credit card cash advances, be sure to look into the affordable car title loans offered by Car Capital Financial.
Car Capital offers secured personal loans in the form of car and other vehicle title loans. Loans do not require a credit check, and cash can be delivered in as little as 30 minutes. Title loans are issued based on the borrower’s ability to repay the loan.
Car Capital Financial has provided safe, reliable and affordable car title loans to residents of Southern California for over 15 years, and can get you the money you want today. If you need money quickly, then please call 1-888-500-9887 now.