Are you a Norwalk, California resident who needs some financial assistance? Have you driven by pawn stores and neighborhood loan centers wondering if you should get money this way? Well you don’t have to, as car title loans provide a safer and more reliable solution.
If you’ve paid off or almost paid off your car, you could easily qualify for an auto title loan, which will provide you with the money you need to get out of your current financial tight spot.
What is a Car Title Loan?
A title loan uses your car’s equity as collateral for a secured personal loan. You will receive a loan in cash that is pegged at a percentage of your car’s total value. In return, Car Capital Financial temporarily takes possession of your car’s title (the pink slip) until you’ve repaid the loan in full.
The major benefit of title loans is that you can convert the equity in your car to cold hard cash without having to sacrifice using it. Unlike an auto pawn shop, we do not take possession of your car during the course of your loan.
How Do I Get a Title Loan?
If you would like to get a title loan, we’ll need to first review a few documents to make sure things are in order. Things we’ll need to see include:
- Your valid driver’s license
- Your vehicles title document (aka the pink slip, which is why title loans are something referred to as “pink slip loans“)
- Proof of your insurance
- Proof of your address
The beauty of title loans is that this is all you need to show us take out a loan, unlike traditional bank loans which require significantly more paperwork. In addition, you can get your title loan in as little as 30 minutes from first calling us (depending on how soon you can get us the paperwork). What’s more – no credit check is required at any point in the process, so if you need a no credit check loan, then it’s time to give us a call.
Should I Get a Title Loan?
Taking out any kind of loan is a major decision and one that should not be taken lightly. However, there are many major benefits to taking out an auto title loan. If you’re still unsure of whether a title loan is right for you, consider the following benefits:
- You can still drive your car after taking out your loan. At Car Capital Financial, we allow you to continue to drive your car as you make loan repayments. This way you don’t have to give up use of your car in order to take out the loan you need.
- You can get a loan from us very quickly, in some cases in as little as 30 minutes. Unlike with a regular bank loan, you won’t have to wait days or even weeks to get loan approval. Instead, you’ll be able to get cash quickly and safely from us. If you’re dealing with an emergency and you need money right now, we can help!
- Your credit score doesn’t matter and we won’t even check it. We don’t care how good or poor your credit score is, which can’t be said for many other loan companies. Choose Car Capital Financial, and your credit score won’t play any part in your loan application. Title loans are issued based on your ability to repay the loan.
What if I’ve Lost My Title?
Titles are sometimes lost, but even if you can’t find yours, we may still be able to award you with a loan if you can prove that you own your car. If this is the case and you don’t have your car’s title, call us at 1-888-500-9887 and we can walk you through the loan application process.
How Much Can I Get?
The total value of your loan will depend on the value of your car. When you call us, we’ll ask for your vehicles make, model, year and mileage, then complete a quick visual inspection to help determine it’s value.
However, please do keep in mind that we cannot provide title loans for less than $2,600 so even if you live in Norwak and want a title loan, if your car is worth less than that amount, we won’t be able to help.
How Do I Repay the Loan?
Once your loan has been awarded, your first payment will be due the same day of the next month (about 30 days later). We are extremely flexible with how we take payments, so you can pay by mail, with a check, by wire transfer, automatic electronic deposits, in person with cash, or whatever way suits you best.
We do require that most loans are fully repaid within 36 months, but depending on your unique situation, we may be able to alter this time frame for you. Please call us for additional details.
What Can I Spend the Money On?
How you spend your title loan money is completely up to you. The choice is yours!
Previous customers from Norwalk have used their loan money to cover the following expenditures:
- Paying off pricey or unforeseen medical bills
- Making a down payment for a major purchase, such as a house or new car
- Funding a new startup business
- Helping out friends or family who are in financial need
- Making mortgage payments in order to avoid taking out a second mortgage on their home
- Covering outstanding student loan payments
Is Car Capital Financial For Me?
We’ve been serving Californian residents with title loans for over 15 years, so we know a thing or two about helping out people who need cash quickly.
We offer friendly, direct and professional service, and may be able to award you with the cash you want in as little as 30 minutes. Call us now at 1-888-500-9887 to get a safe, affordable car title loan of your own.