The holidays often mean shopping for gifts, party outfits and decorations that rack up credit card debt and you might wonder if there’s a better way to raise money for the holidays.

Instead of entering 2016 with debt, consider making some extra cash during the final months of this year to cover the costs of your holiday cheer.

Here are some unique ways to make extra money for the holidays:

Bake for Money

Bake something amazing and offer to sell it to your friends and coworkers so they will not have to do their own holiday baking. You probably have to be careful about selling your baked goods to professional organizations and such, but you could do some sideline baking to help out your friends, neighbors, and coworkers who are going to be entertaining guests over the holidays and simply do not have the time to do their own baking.

Bake some samples and serve them up to your potential clients. Then while their mouths are watering, tell them that for a fee you can provide them with similar treats the day before their guests are to arrive to celebrate the holidays. Once you’ve worked out the scheduling, cost of ingredients and such, this could be a fun, relatively easy way to make some money and spread some joy this holiday season.

Work for the Neighbors

Grab a ladder and offer to clean leaves out of your neighbors’ rain gutters. No one wants to do this themselves!

Many people are so busy during the summer months that they completely forget to clean all of the debris from their rain gutters when the sun is out and it is dry and warm outside. Now that it’s cold and dreary, many people will refuse to do this important home maintenance process on their own.

You’d be surprised at how many neighbors will be glad that you offered to take on this dirty, no-fun task, allowing them to stay warm and cozy inside, and check the rain gutter cleaning off their winter time to-do lists.

Grab a broom or a shovel and offer to clean the neighborhood sidewalks, gardens, or outdoor living areas while you’re at it. There are always sidewalks that need swept or shoveled, and there is always someone too busy or too tired to do it themselves.

This tactic works especially well just after big storms, so keep your eyes peeled to the weather report, and get your gear ready to go the day after.

Sell Stuff Online

Sell something online. You can make a decent second income all-year-round by digging around for antiques and such from the Goodwill and then fixing them, cleaning them up, and selling them for a much higher price online.

You can also do this by picking valuable items from garage sales, flea markets, and estate sales as well. Most of the time and work goes into hunting for the cool treasures that someone will want to purchase, and you’ve got to have a good eye or you could get left stuck with unwanted things, but if you play your cards right, there’s definitely gold in them there hills.

And if you don’t have any money to pick up new treasures, then scour your home for unwanted goods, outgrown clothes and extra knick knacks that are in good shape, then sell them online to pad your holiday shopping fund.

If you don’t have unwanted clothes, but have a nice apartment or house with extra space, then consider renting it out for storage, parties and events, or even to someone who wants to rent a room. Renting your space may not be all that fun, but it can definitely be lucrative!

Get a Seasonal Job

If you have the time, a seasonal job is one of the quickest and best ways to increase your budget quickly. Seek out retailers, restaurants and call centers for open seasonal positions.

Most of the major department stores hire extra help in October or November so they can have them fully trained by the time the really busy holiday shopping season kicks in. And most of these seasonal employees are kept on until after the inventory counts are done in January, when staffing needs start to subside.

Those who have proven themselves to be quality employees will often be asked to stay on permanently, so if you’re looking for a regular position, this may be the best way to get your foot in the door.

Car Capital Financial

Take advantage of these ways to come up with fast cash and you should be able to avoid skipping out on purchasing fantastic gifts for the holidays.

Whether you end up doing some work around the block, or selling items online, you should be able to accumulate the funds you need to make it through the holiday season.

But remember too, if you need some immediate cash assistance and don’t have time for any of these techniques, you can always give Car Capital Financial a call to get a low-interest secured personal car title loan.

We can deliver our loans within minutes of receiving your call, providing you with cold hard cash, and requiring nothing more than temporary possession of your vehicle’s title. Title loans are issued based on the borrower’s ability to repay the loan.

Call us at 1-888-500-9887 to find out if our safe, reliable and affordable auto title loans are a good fit for your financial needs. We would love to help save the holidays!

If you have a web site or blog and are looking for a way to earn some extra cash, you might want to consider affiliate marketing.

Affiliate marketing is the term used to describe a revenue-sharing plan made between publishers (you) and an advertiser (whoever pays you to run their ads, or sell their products). Essentially, you recommend other people’s things, and you get paid a commission for each purchase that’s made from your recommendation.

Affiliate marketing can include banner ads, text links, product reviews, video testimonials, email campaigns or any other form of trackable marketing, and when done right, it can make publishers a lot of money.

In many cases, you don’t even have to actually sell anything to get paid, but will receive a commission for getting people to visit a specific site, fill out a form, sign up to receive a free newsletter or any other action that the advertiser has deemed to be valuable.

This is an especially important marketing tactic for anyone in lead generation or any sales field, where there’s big money to me made in pushing third party products.

How Affiliate Marketing Works

There are two ways to approach affiliate marketing. You can offer an affiliate program to others or you can sign up to be another business’s affiliate.

Become an Affiliate to Drive Sales

As an affiliate, you’ll promote products that you’ve picked out especially for your audience. It’s much better than advertising programs, because you will be able to choose the promotions that appear on your site. This will help you build a relationship with your audience by recommending products/services they’ll enjoy.

The benefit of being part of an affiliate program is that it will help you raise money quickly. Each time a visitor from your site clicks on one of your affiliate links, you can be awarded a percentage of commission on sales.

There are many reputable sites that are nothing but a storage of digital and physical products for affiliate marketing. Sign up for one and find the products that best match your site.

Hire Affiliates to Increase Sales

If you’re in the business of selling products or services, consider bringing on some affiliates to help you get more sales.

When you manage other affiliates, you’ll pay them a commission fee for every lead or sale they drive, so you’ll end up paying money to make money, and need to ensure that your leads or products profit you more than the cost it requires to generate them.

Your main goal should be to find affiliates who will reach untapped markets that you wouldn’t be able to approach yourself. For example, a company with an online magazine may make a good affiliate because its subscribers trust the writers opinions’.

Accordingly, introducing your offer through the magazine, “trusted” voice for its many readers, can help grab their attention and convince them that your product is worth purchasing.

Don’t let your affiliates compete with your traffic though, and ensure that they aren’t using the same marketing channels that you do, or it’s likely that your profits will decline.

Place restrictions on how your affiliates can market your products – if you see the need for it – and be sure to keep them in line.

Remember, it’s your products and services on offer, and your company’s reputation at stake – so set the rules, and enforce them rigorously.

Or, if you prefer the hands-off approach, simply hire affiliates to run all of your internet marketing, and let them do whatever they want.

Once the money starts rolling in, trim the fat from the bone and work according to the 80/20 rule – working with affiliates who bring in 80% of the revenue, and ignoring or removing those who aren’t major players.

Don’t forget – affiliates are an extension of your sales force, but to customers, they represent your brand (many customers won’t even be able to tell the difference between you and your affiliates), so choose partners carefully.

Car Capital Financial

Whether you launch an affiliate program, or become an affiliate for someone else’s program, this is a great way to raise some much-needed cash.

If it doesn’t work, or if you can’t raise quite as much as you need, then keep in mind that Car Capital Financial can help you to lock in a low-interest secured personal loan. Title loans are issued based on the borrower’s ability to repay the loan.

We can deliver car, truck, rv, motorcycle and other vehicle loans within 30 minutes of receiving your call, delivering cold, hard cash, and requiring nothing more than temporary possession of your vehicle’s pink slip.

Call us now at 1-888-500-9887 to get a safe, reliable and affordable auto title loan from us today.

It’s a popular scam – “Sign up and get paid to take online surveys, but first… give us some money.” And while hundreds of thousands of people have fallen for the trick, losing thousands or perhaps even millions of dollars to the scammers, there is a silver lining to this dark cloud.

It’s entirely possible to actually make money taking paid online surveys, and you can do it for FREE! Below you’ll find the basics about how to leverage this strategy to raise money quickly, and we’ll teach you how you really can start making money online today!

What is a Paid Survey?

Online paid surveys allow you to earn money for submitting your opinion on a wide range of potential topics. Paid online surveys are pretty straightforward, but before you sign up at any particular site, make sure to check its legitimacy to ensure you’re not being scammed.

Once you’ve proven the site is legitimate (a simple Google search for this name with the word “scam” should do), you’ll need to sign up, complete a member profile, and prepare to get busy.

Based on the details in your profile, you’ll start receiving emails notifying you about available surveys. In those emails, you’ll receive the survey topic, an estimate on how long it takes to complete, a payment rate you’ll receive for completing it, and a link to the actual survey itself.

Completion times and payouts can vary considerably, but on average, most surveys will take about 15-20 minutes, and most of them will only pay a handful of dollars.

Benefits of Online Surveys

The most obvious benefit of online surveys is that you can take them from home, and make a little money without having to do any serious work.

Another major benefit to raising money this way is that it’s extremely easy, and can be done around your own schedule, so you can use surveys for supplemental income, take them while waiting in line at the DMV, sitting at the airport, on a bus, or anywhere else!

Choose Wisely

While you may think it’s worthwhile to take advantage of every single survey opportunity that comes across your inbox, that’s not necessarily the best strategy.

Remember, each survey will take a certain amount of time, and pay out only a certain amount of money. You’ll need to weigh the value of the survey, based on how much time it takes to complete, and how much money you stand to earn for turning it in.

The amount of money you’ll be offered for each survey doesn’t just depend on how long it takes to complete, but may also factor your demographics into the equation, meaning that if you’re the target audience, you’ll be offered more to complete the survey.

Look for surveys that don’t take too long, are targeted to your demographic, and which you think you’d be interested in.

How Much Can I Make?

Is it possible to raise tens of thousands, or even just thousands of dollars by taking online surveys? Yes, but it isn’t easy, and it won’t happen overnight.

Beware of the offers promising to make you $1,000 or more a month simply by filling out surveys, because almost all of these are pure scams requiring you to pay up front for access to a survey database that could be accessed for free elsewhere.

If you need to raise a large amount of money quickly, then you’ll have to look elsewhere. Fortunately, there are plenty of other avenues available for quickly raising money.

Consider Car Title Loans

One of the best ways to raise a large amount of money fast is to take out a car title loan, which uses the equity you’ve built up in your vehicle as collateral for a personal loan.

The way it works is quite simple – you trade possession of your vehicle’s title in exchange for a short term personal loan, which you’ll being paying back 30 days from the date it’s issued.

Unlike dangerous alternative forms of short-term financing, like neighborhood loans and cash advances, car title loans are significantly safer, and far more affordable.

Why should you choose Car Capital Financial?

We are Southern California’s premiere title loans company, and we can provide a loan for any vehicle with a clean title, including: cars, boats, trucks, RVs, jet skis, helicopters, airplanes and more!

Our loans are safe, reliable and affordable, but better yet, they don’t require you to have good credit.

Lots of lenders talk about offering easy loans for people with poor credit, but most of them end up charging you higher interest rates, larger fees, or other penalties for not having good credit.

Car Capital Financial doesn’t believe in treating our customers that way, and here, your financial history won’t have any impact on your loan at all.

Previous bankruptcies, vehicle repossessions and loan defaults won’t affect your ability to receive a loan from us, nor will they impact the terms and conditions of your loan.

If you need a no credit check loan then call Car Capital Financial now at 1-888-500-9887. No credit check title loans are issued based on the borrower’s ability to repay the loan.

We’ll get you the money you want in as little as 30 minutes, and we’ll provide you with the respect that you deserve.

Shutterbugs searching for ways to raise some extra money should consider selling their photographs as stock photos online through this site https://www.webdesign499.com/ft-lauderdale-sign-shop-fort-lauderdale-sign-shop/. Stock photography is photography that has been licensed, usually for commercial and/or editorial purposes.

Magazine editors, book publishers, graphic designers, blog writers, small business owners, company advertisers and others buy stock photos to save money, since stock photography is so much less expensive compared to paying a professional photographer for a custom image.

The thing about stock photography is that anyone can submit their images and start making money virtually right away! To successfully make money selling stock photos online, keep the following three simple tips in mind.

Choose the Right Camera

Many online stock sites now have minimum quality requirements for image files, meaning that you can’t submit poor quality photos. Generally speaking, you’ll need at least a 5 megapixel camera in order to qualify for any of the major stock photography sites, but some require even higher resolutions.

The good news is that virtually any modern digital SLR camera, one where you can change the lenses, will produce images more than sufficient for stock photography sites. More megapixels don’t always mean better images either; the quality of the sensor and the quality of the lenses has a lot to do with it as well.

Take the Right Picture

In order to sell a photo, you need to give the buyer something they can’t grab themselves. This rules out most of your everyday surroundings, including everything at your desk, kitchen, living room, even your sock drawer. Thousands of these images exist in stock catalogs already.

One thing in constant demand is people in specific situations, sitting at tables, working on computers, walking through the park or doing other every-day activities. The more you can include people in your images, the more likely your photos are to get purchased. Just keep in mind that if you do offer pictures of people, you have to get signed release forms from each of them.

Properly Edit Your Photos

You’ll need at least some basic photo-editing software, as every image that comes out of your camera could be slightly tweaked for better quality. For the higher-end photographer, you can use advanced programs like Photoshop, Photoshop Elements or the free, yet advanced tool called GIMP, which offers many of the same capabilities.

Be sure to remove all brand names from your images, along with logos, text and other copyrighted material, as none of those may be included in photos that are set to sell as stock. Other things to look at editing are red-eye correction, over or underexposure and cropping images to make them more powerful, but you could get crazy with your editing and play around with levels, contrast or anything else you’d like as well.

How do you get Paid?

There are a slew of different sites willing to pay for pictures that can be used as stock photos. Every time someone downloads one of your photographs from one of these sites, you’ll be paid a royalty fee.

Most people sell stock photos just to make some extra spending money, but there are people who know exactly how to work the system in order to clear some major checks, including six figure incomes.

If you are interested in selling stock photography, keep in mind that now you can also sell art work, sound effects, and even video on the same types of sites. Don’t be afraid to try something different!

Car Capital Financial

If you don’t have the equipment, or the time, to sell stock photography, but you need to raise some fast cash, then consider taking out a car title loan from Car Capital Financial. We’re Southern California’s leading title loans company, and we can get you the money you want in as little as 30 minutes!

If you own your car in full, or only have a few remaining payments left, then you are likely to qualify for one of our cash title loans. Title loans are issued based on the borrower’s ability to repay the loan.

Call us now at 1-888-500-9887 to find out how much money you can get!

On average, Americans currently save around 4.2 percent of their income, according to the Bureau of Economic Analysis. But some super-savers manage to put away far more than that—close to half of their take-home pay!

Some money-saving strategies are extreme, like only taking cold showers, and others are downright dangerous, like occasionally turning off your car’s  engine to save gas, but there are also easy strategies that can dramatically reduce your costs.

In fact, depending on where you live, it’s been proven possible to live on as little as $500 a month! Here at Car Capital Financial we’re dedicated to helping people with their financial woes, which is why we’ve brought this list of seven easy ways to save money.

Make Gifts

Make your own gifts instead of buying stuff from the store. You can make food mixes, candles, bread, cookies, soap, and all kinds of other things at home quite easily and inexpensively. These make spectacular gifts because they involve your personal touch, plus quite often they’re consumable, meaning they don’t wind up filling someone’s closet with junk. Even better – include a personal handwritten note with the gift. This will make it even more special than anything you could possibly buy down at the mall, plus it saves you money.

Stay-In

Invite friends over instead of going out. Almost every activity done at home is substantially less expensive than going out. Invite some friends over and have a cookout or a potluck meal, then play some cards and have a few drinks. Try a board game night, movie night, or even a rousing game of the old time favorite – truth or dare! Everyone will have fun, the cost will be low, and perhaps your group of friends will be brought closer together.

Buy in Bulk

Many goods are cheaper when purchased in large quantities. Some bulk purchases go wrong for reasons you couldn’t possibly predict, like that pack of 500 blank DVDs which seemed like a good idea at the time.

Make an organized space in your house to store your bulk goods. Sturdy basement shelves work well, as long as things stay dry. It can be difficult if you live in a small apartment or a house without a storage area, but you can always redesign a closet or get a free-standing cabinet to hold your bulk loot.

The best items to buy in bulk are paper goods. Toilet paper, paper towels and printer paper never go bad, store easily and save you some serious coin. It’s also sensible to stock up on cleaning supplies, garbage bags, soap, shampoo, and laundry detergent. You’ll always have a use for these products, and they’ll never go bad.

Bulk purchases can account for a wide range of savings, depending on the products. Buying large packs at the grocery store can save you 5 to 10 percent. You can buy even larger quantities at club stores like Sam’s Club or Costco, but the cost of the membership eats into your savings. Don’t forget that you’ll save some money and time by making fewer trips to the store, too.

Ride a Bike

If you can rely on a bike for most of your day to day traveling, you will be able to save money in all sorts of unexpected ways. Most obvious, the money you’d have to spend on gas to drive to work. If your daily driving uses up 10 gallons of gas each week, you’ll save $30 to $40 every week by riding your bike.

If you can rely solely on your bike for transportation then you’ll be able to cut out the costs of car insurance and car repairs, not to mention the price of a car itself. That’s a difficult step to imagine, but it would save you thousands to tens of thousands of dollars each year, so make sure to consider it!

Public transportation is another alternative mode of travel, but riding a bike has advantages over that, too. A monthly bus pass costs between $30 and $105, depending on the city. Wouldn’t it be nice to cut that expense out of the budget?

There’s one more potential savings factor if you ride your bike everywhere. You might be able to skip the gym membership, since you’ll be getting plenty of exercise just getting around town.

Employer Discounts

Take advantage of discounts and incentive programs provided through your employer. For example, if the company you work for offers discounted rates for computers, fitness center memberships, movie tickets and passes to summer festivals, take advantage! Check your corporate intranet or talk to your HR Rep. But don’t forget the best deal of all – investing in your 401(k)! Now that you’re saving money on a monthly basis, you’ll actually be able to fund it!

Clothing

Look for sales at discount outlets. There are huge price differences between clothing on sale at discount stores and those sold regularly at many department stores. Keep in mind that prices at the latter are often deeply discounted. Also, you can clean your clothes inexpensively. Be sure to wash and iron clothes yourself, as this is easy, and paying someone else to do it doesn’t make much sense. If you use a cleaner, compare prices at different establishments. A 50 cent difference in cleaning a shirt, for example, can add up to $100 a year.

Reduce Insurance Costs

Shop around for auto and homeowners’ insurance. Before renewing your existing policies each year, check out the rates of competing companies. Their annual premiums may well be several hundred dollars lower. You may even be able to consider dropping credit insurance coverage on installment loans. Many consumers don’t need credit insurance because they have sufficient assets to protect themselves in the event of death, disability, or unemployment. Terminating this coverage often reduces financing costs by three percentage points, a savings of about $1,000 on a four-year $20,000 installment loan.

Car Capital Financial

Whether you end up incorporating some of these ideas, or all of them, you should have no trouble accumulating some extra cash.

But if you’re still coming up short, keep in mind that you can always give Car Capital Financial a call to get a low-interest secured personal loan.

We deliver car and other vehicle title loans within minutes of receiving your call, providing you with cold, hard cash, and requiring nothing more than temporary possession of your vehicle’s title. Title loans are issued based on the borrower’s ability to repay the loan.

Call us at 1-888-500-9887 to find out if our safe, reliable and affordable auto title loans are a good fit for your financial needs.