Oceanside Car Title Loans
If you are resident of Oceanside in need of cash, don’t run to sell grandma’s precious gold just yet. When it comes to quick cash solutions, Oceanside provides plenty of options, from neighborhood loans to cash advances and traditional pawn shops. But what type of short-term loan will provide you with the best long-term outcome?
Have you ever considered a vehicle title loan? A car title loan is a fast and easy way to get some much-needed cash, without having to make any major sacrifices. Car Capital Financial is a licensed lender and the best title loan company in San Diego. We’ve provided title loans in Oceanside for over 18 years, and we’re ready to help you out of your financial trouble today.
What are the benefits of an auto equity loan?
The chief benefit of car title loans is that you get the money you need without having to sacrifice the use of your car!
Other benefits include:
- You can get access to cash immediately. Many of our Oceanside title loans are completed within 30 minutes of first contact.
- You don’t have to leave your car with us. Even though we’re providing you with a loan based on the value of your vehicle, you won’t have to leave it with us.
- You don’t need to fill out a pile of paperwork, have things reviewed by a notary or a lawyer, or go through any legal hassles. We’re not like traditional lenders (banks), and won’t force you to jump through hoops.
- You won’t need good credit to secure a title loan from Car Capital Financial. Whether your credit is great, terrible, or nonexistent, it won’t affect your ability to secure a car title loan with us.
But better yet- you don’t even need to own a car to get a title loan from us. We can offer loans on cars, boats, planes, helicopters, jet skis RVs or any other vehicle that has a clear title and a value of over $2,600.
The bank turned me away for bad credit…now what?
Our vehicle title loans do not require a credit check of any sort. Credit ratings have absolutely no bearing on our process, meaning that virtually everyone in Oceanside qualifies for a loan from us. As long as you have a vehicle worth more than $2,600, we can help.
How can I get an auto title loan?
Our Oceanside vehicle title loans are straightforward, simple, and convenient. To get a car title loan from Car Capital Financial, all you’ll need to do is provide us with the following documents:
- Your valid driver’s license
- Your car or other vehicle’s title (also called a “pink slip”)
- Proof of your address
- Proof of your insurance
We’ll review these documents, then asses the value of your car to determine how much you can borrow. Title loans are issued based on your ability to repay the loan. Remember, the entire process can take as little as 30 minutes, so call us now to get the cash you need today.
What if I lost my pink slip?
It’s not a problem! Even if you can’t find your car’s title, you might still qualify for a loan. If you’re the registered owner of the vehicle (we’ll check with the DMV to make sure), you can still apply for a vehicle title loan without showing us the pink slip. As long as your vehicle is paid off, or close to being paid off, we’ll still be able to proceed with the loan. Call us now to get started!
How much money can I get?
The number one question we hear from customers is “How much money can I get for my car’s title?” The answer is an easy one- it depends! When you call us, we’ll evaluate your vehicle’s value by its make, model, and condition. After a quick in-person inspection, we’ll offer you a loan for up to the amount of its total value.
We do not impose any maximum loan values either, so whether you want a loan on multiple cars, an expensive exotic, a tuned-up import or a simple Toyota Camry, we’re ready to support your financial needs! Call us now to find out if your vehicle qualifies for one of our Oceanside vehicle title loans.
What can I do with the money?
That’s completely up to you. Unlike a bank or your family and friends, how you plan on using the money you receive for your loan is entirely up to you.
We are dedicated to supporting our customers, along with their privacy, and we do not set stipulations on how you can use the money you receive from your car title loan.
In the past, Oceanside residents have told us they wanted title loans to help pay for:
- Startup costs for a new business venture
- Paying off an unexpected medical bill
- Taking a trip for their 25th anniversary
- Remodeling their family home
- Paying off their mortgage
Whatever you need money for, our auto equity loans are an effective short-term solution that won’t saddle you with long-term problems.
How do I pay off the loan?
Your first payment will be due 30 days from the time of contract.
Car Capital Financial is dedicated to providing you with the best vehicle title loans in Oceanside, and as part of our promise, you’ll be able to pay your loan off in a variety of ways. For paying off your title loan, you will be able to elect for automatic monthly withdrawals, paying over the phone, by traditional mail, or even in person at our office.
Most of our title loans are structured to run for a 36 month term, though we are able to adjust that time period based on your unique financial situation. Unlike the banks and other traditional institutions, we can work out a process that suits your needs.
Are there Prepayment Penalties?
As a policy, we do not charge prepayment penalties for those customers who choose to pay off the balance of their loans early. In fact, we’re happy to accept early repayment of your car title loan. If you end up being able to pay your loan off early, we promise not to assess you with any negative repercussions.
If you’re still thinking about shopping around with other title loan companies in Oceanside, make sure to ask them if you’ll be charged prepayment penalties or any other hidden fees. This question could save you a great deal of money, and it could make the difference between long-term financial success and long-term financial stress.
What makes us different?
As part of our dedication to providing the best car title loans in California, we’ve trained our service representatives to make the process of getting your loan as easy as possible.
We’ll provide you with fast, friendly and professional service, along with the money you need and the respect that you deserve. For more information about our auto collateral loans, please call us now at 1-888-500-9887!