If you’re a resident of Buena Park who needs money today, you have no need to worry. Car Capital Financial can provide you with a safe, reliable and affordable car title loan within 30 minutes of receiving your request for funding assistance.
We’ve provided cash title loans in Buena Park for over 15 years, helping out thousands of customers all over Southern California, and we’re ready to help you right now.
If you’re in a hurry, call us now at 1-888-500-9887 to get the financial relief that you need today!
What are Car Title Loans?
Car title loans can seem confusing, but in reality, they are quite simple. The way it works is that you trade the equity you’ve built up in your vehicle for a short-term, secured personal loan.
This form of loan is also referred to as a car collateral loan, as your vehicle will be used to secure the loan (in case you default on the loan, skip the country or are otherwise unable to pay us back).
We’ll temporarily take ownership of your car’s pink slip, provide you with a cash loan up to the full amount of your vehicle, and then begin collecting loan payments 30 days after the initial contract date.
You won’t have to give up use of your vehicle, and can still drive it on a daily basis throughout the course of your loan, so as long as you can make repayments on time, there’s virtually no downside to taking out a car title loan from us.
Are Title Loans Safe?
We get asked this a lot and our answer is always the same – yes, title loans are safe. Car title loans are very similar to other types of loans, like mortgages, in that you get a large amount of money up front, then have to pay it back slowly over a period of time.
We do charge interest on our loans, but unlike some loan centers and cash advance schemes, we don’t have any hidden fees, prepayment penalties or astronomical interest rates that set you up for failure.
We want our customers to repay their loans on time and in full, so that we can lend that money to someone else. As long as you are prepared to repay your loan, car title loans are a very safe way to get the money you need quickly.
What are the Benefits of a Title Loan?
Before taking out any kind of loan it’s very important to weigh the pros and cons. Fortunately there are many huge benefits to taking out a title loan, including:
- Fast Money – We regularly award our customers with their loan money on the same day of request, sometimes in as little as 30 minutes from receiving their first call. We can award loans in a matter of minutes anywhere in Southern California, from San Diego to Los Angeles, so if you’re in Buena Park then we should be able to get you the money you need extremely quickly.
- It’s Easy – Unlike with a conventional bank loan, you won’t need to fill out extensive, complicated paperwork or have to wait for days to get your loan approved. We make the process of getting your loan simple and easy.
- You Can Still Drive Your Car– With a car title loan from Car Capital Financial, you don’t have to give up use of your car. In fact, you can still drive it just as much as you ever did and as much as you want to while you repay your loan. If you sell or pawn your car, you wouldn’t have access to it, but by choosing to work with us you’ll receive a win-win deal – cash for your car’s equity without having to sacrifice it’s utility.
How Do I Get a Title Loan?
To get a title loan from Car Capital Financial, we’ll need to meet at one of our many potential locations in Southern CA, where we will review the following documents (make sure you bring these!):
- Your valid driver’s license
- Your proof of address
- Your proof of insurance
- Your vehicle’s title document (also called a “pink slip”)
After we review your documents, we’ll then appraise the value of your car to determine just how big of a loan we can offer you. We’ll offer you a loan based on the assessed value of your car, and if you’re ready to proceed we should be able to deliver the cash you need right away.
What Can I Use My Title Loan Money For?
You can use the money we award you with for whatever you would like. We don’t monitor how you spend your money, so you are free to spend it as you choose. Previous customers in Buene Park have requested title loans for assistance with funding things like:
- Paying off expensive medical bills
- Paying off outstanding student loan payments
- Making a mortgage payment
- Making a down payment on a new house
- Buying a new car
- Helping out a family member or close friend in need
How Do I Repay a Title Loan?
Your first payment will be due 30 days after being awarded your loan. We’re flexible with loan payments, and can accept mailed checks, monthly automatic electronic deposits, cash delivered to one of our officers, or whatever other form of payment is most convenient for you.
In most situations, we require loans to be repaid within 36 months, but in some cases we have adjusted this repayment window based on customer requests. We’ll discuss the terms and conditions of your loan (they’re simple!) when we meet to evaluate the value of your vehicle.
About Car Capital Financial
We’ve been in the title loan business for over 15 years and have helped many Buena Park residents just like yourself get the money they need to get through difficult financial times.
We pride ourselves in providing fast, friendly and professional service to all of our customers, and we’re ready to help you right now. Get the money you need today by calling us at 1-888-500-9887. We look forward to your call!