Are you looking for a car title loan in Gardena? Do you need money fast to cover a financial emergency? Then Car Capital Financial can help. We are a leading Southern California title loan company that has over 15 years of experience in awarding title loans to residents in Gardena and throughout the rest of Southern California.
We provide fast, reliable and affordable title loans and we can deliver cash to you in as little as 30 minutes. If you need emergency financial assistance now, call us now at 1-888-500-9887.
Are you confused over just what title loans are? Read on to see what a title loan is, what their benefits are and to find out how easy it is to get one for yourself!
Is a Title Loan the same as a other Loans?
We get asked this question all the time, and the answer is quite simply: No. Car title loans are not the same thing as other loans.
Ultimately, a title loan works differently from a other loans in virtually every respect. A title loan awards you a cash amount based on the value of your car, and a title loan from Car Capital Financial allows you to pay that money back over a period of 36 months (3 years).
A title loan involves using your car’s equity to secure a personal loan, unlike a some loans which use only the value of your next paycheck. For this reason, car title loans can award significantly more money to borrowers (tens of thousands of dollars compared to hundreds for some neighborhood loan centers).
As part of the process of taking out a title loan, we will temporarily take possession of your car’s title (“pink slip”), trading that for a lump sum of cash that you can use for whatever purposes you need. A title loan ultimately allows you to use your car to raise money without having to sell it, pawn it or even give up driving it, as we’ll allow you to keep physical possession of your vehicle, and we won’t limit it’s use in any way.
Once you’ve repaid your title loan in full, we’ll also return the pink slip to your name.
How Do I Get a Title Loan?
To get a title loan in Gardena you will need to make an appointment to have your vehicle inspected by us. We’ll take a quick look at it, use the make, model, mileage and condition to assess it’s value, then offer you a loan based on our appraisal of the car’s worth.
In order to get a title loan from us, you must have either paid off your car in full or only have a few remaining payments left, and we’ll also need you to bring us the following documents:
- Your valid driver’s license
- Your car’s title (also commonly referred to as a “pink slip”)
- Proof of your car’s insurance
- Proof of your current address
Once we we’ve reviewed these documents and looked at your car, we’ll make you a cash offer. If you choose to accept our offer we’ll fill out a bit of paperwork, then get your loan given to you in cash or transferred into your bank account. Our loan process is extremely fast and can even be completed as quickly as 30 minutes from receiving your first phone call.
Is Getting a Title Loan a Good Idea?
We certainly think so, especially if you are facing tough financial times and need to raise cash extremely quickly. We offer a quick and safe way to get money fast without having to sell or sacrifice the use of your vehicle.
Need more convincing? Here’s a breakdown of the key advantages to title loans:
- They are Valuable – Car title loans can be quite large since their value is determined by the appraisal value of your car. It’s possible to raise tens of thousands of dollars with title loans, since the more valuable your vehicle is, the more money you can get.
- They are Easy – A title loan is a very easy way to raise money quickly. Our paperwork isn’t overly extensive and we can process your loan extremely quickly. We make borrowing money simple, easy and fast.
- They are Safe – Taking out a title loan from us is 100% legal. You can avoid having to go down the loan shark route by choosing to take out a title loan from us. We will let you know exactly what you’re signing up for and how much you will owe from the get go so that there won’t be any crazy surprises down the line. Title loans are issued based on your ability to repay the loan.
- You Don’t Have to Give Up Your Car – Once you’ve received one of our loans, you can keep on driving your car as much as you want, wherever you want to drive it, as long as you keep making loan repayments on time. Perhaps the biggest advantage of all, you can still drive your car as much as you want after taking out a title loan from us.
What Can I Use the Loan Money For?
Once you’ve got your money, the choice is up to you on how you want to spend it. Past clients from Gardena have used their loan money to:
- Make a mortgage payment
- Put a down payment for a house or a new vehicle
- Pay off outstanding student loan bills
- Pay off pricey medical bills
- Pay off a collections debt to avoid bankruptcy
- Pay for expensive car repairs
- Help out a friend or family member who is in financial need
How Do I Repay My Loan?
You will have 30 days after taking out a loan until you will need to begin making repayments. You will then usually have a 36 month time-frame to repay the loan in full.
We make repaying your loan very easy, as we accept payments through electronic transfer, by mail, on the phone, in person, through wire transfer or any other way that’s convenient for you.
Why Choose Car Capital Financial?
We have helped Gardena residents just like you for over 15 years. We provide quality, trustworthy and valuable loans that can be processed extremely quickly – making our title loans an excellent choice for anyone facing a financial emergency.
Call us today at 1-888-500-9887 and we promise that you’ll be met with professional, helpful and direct service.