• Home
  • How it Works
  • Auto Title Loan FAQ
    • Getting Emergency Cash Assistance
    • Equity Loans for Bad Credit Scores
    • What Is A Cash Advance?
    • Consumer Credit Education Program
  • Car Title Loans Blog
  • About Us
  • Contact Us

Car Title Loans in California - Vehicle & Auto Title Loan Companies - Car Capital Financial

Call 1-888-500-9887

M-F 10am - 4pm, Sat. 9am - 1pm by Appointment

READY TO GET STARTED?

Try our quick online application for California! We'll promptly get in touch with you, finalize the loan and get the cash in your hands...


Or Call 1-888-500-9887
Or Text 1-657-549-0704
  • » Se habla español.

  • » We only operate in Southern California.

  • » Your personal info will never be shared.

  • » 35.9450% APR or less for qualified buyers.

  • » 12 to 48 month Title Loans with NO prepayment penalty.

  • » We're glad you've chosen us - Thank You!

How to Raise Your Credit Score Fast

August 23, 2013 by Car Capital

Do you have a low credit score and need money now? Then call Car Capital Financial at 1-888-500-9887 to get your no credit check title loan as fast as today! We provide title loans on the same day of request without ever asking to see or know what your credit score is.

And if you are looking for fast ways to raise your credit score, try our following suggestions.

Check Your Credit Report

You’d be amazed just how easily mistakes can be made on credit reports. However high or low your credit score is, get a copy of your credit report and examine it thoroughly to see if you come across any errors. If you do find errors, contact the credit bureau immediately and get the issue resolved. If an error is present, your credit score could easily be bumped up a point (or several) once this error is corrected.

 Pay off Your Debts

One of the easiest ways to raise your credit score is of course to pay off your debts. If you can afford it, pay off your debts in total immediately as this will have an immediate and substantial positive effect on your credit score. Alternatively, if you can’t afford to pay off all of your debt at once, create a strategy to start doing so and gradually begin to pay it off. The smaller the amount of debt, the better your credit score, so even if you can only put a tiny amount of cash toward your debt, do so.

Take Out an Installment Loan

Taking out a short term installment loan can actually benefit your credit score. This is because successfully paying off an installment loan demonstrates financial responsibility, and in turn your credit score will be improved. A top short term loan option to consider is a title loan, which you can take out if you have paid off your car in full or have almost paid it off. A title loan works by awarding you a cash sum based on the value of your car, and in exchange the title loan company temporarily takes ownership of your title. You are free to drive your car as you pay back your loan, and the title will be returned into your name as soon as you have paid off your loan in full. To raise your credit score quickly, definitely consider taking out a title loan.  Title loans are issued based on your ability to repay the loan.

Stop Putting as Much on Your Credit Cards

The more credit card debt you rack up, the worse your credit score, so start putting less on your card as soon as today. Try to live within your financial means as much as you can. You may need to cut back on groceries, clothes shopping, trips and various other expenses to allow yourself to live within your means. However, these are sacrifices worth taking if it means your credit score will improve.

Always Pay Your Bills

One of the most damaging things you can do to your credit score is not pay your bills on time. Unpaid bills will eventually go into a debt collections agency, which once at that stage will seriously damage your credit score. Put paying bills (such as cable, electricity, car payments etc) on the top of your financial agenda and always make sure they there are paid off first each month. Raising your credit score quickly is possible, but it takes a lot of financial responsibility, and always paying your bills on time is very much one of these responsibilities.

Car Capital Financial

Get a no credit check loan at Car Capital Financial, a premiere Southern California title loan company. Call us now at 1-888-500-9887 to get your money as fast as today!

Filed Under: Credit

  • Home
  • How it Works
  • Car Title Loans Blog
  • About Us
  • Contact Us
  • Call 1-888-500-9887

© Copyright 2025 Capital Financial, Inc. | All Rights Reserved | Privacy | Loans made or arranged pursuant to California Financing Law License 6038638. Please note that "California Finance Lenders Law" has since changed its name to "California Financing Law."