Are you in desperate need of money but have bad credit? Then call Car Capital Financial at 1-888-500-9887 to get a car title loan today!
Bad Credit Personal Loans
If you have bad credit you may think you’ll never get approved for any kind of loan. Luckily, that’s not the case, as there are many personal loans for bad credit out there – if you just know where to look.
Whether your credit score is below average or plain awful, there are many different types of lenders who would still be willing to offer you money. Here are four of the most popular forms of personal loans available for people with bad credit scores.
1. Neighborhood Loans
You’ve probably driven past neighborhood loan offices in your town many times, often advertising “payday advance here” in neon lights or similar phrases. Neighborhood loans work by awarding you with the value of your next paycheck in exchange for hefty fees and the ridiculous demand that your loan be repaid in full by the time of your next paycheck.
Typically, neighborhood loan companies don’t require a credit check or a good credit score, so you be able to get a neighborhood loan approved even if your credit score is atrocious. If you’re absolutely desperate for money, then a neighborhood loan can serve the purpose of getting you fast cash, but it’s also important to note that there are many dangers associated with them. Many neighborhood loans include hidden fees, high interest rates and a very short window to repay them.
2. Title Loans
If you own your car in full or only have a few remaining payments, then you qualify for a car title loan from Car Capital Financial. We’re a Southern California based title loans company who regularly provides loans on the same day of request, and we don’t require a credit check. Even if you had a bad credit score, you can still get a loan from us as soon as today! A title loan awards you cash based on the value of your car in exchange for taking temporary ownership of your car’s title (pink slip). Once you’ve repaid your loan off in full (you will have 3 years to do so) your title will be returned straight back into your name. If you need cash now and own a car, title loans are a great option for getting a no credit check loan.
3. Online Loans
Many online loan companies don’t even look at your credit score, so you don’t have to worry even if yours is terrible. Companies regularly lend personal loans to customers online, within a matter of minutes, but these loans are typically only for small amounts, in the hundreds of dollars range. If you only need to borrow a small amount of cash, online loans may seem appealing, but it’s also important to remember that many online loan companies make their profits by charging huge interest rates and various other hidden fees. If you don’t have any other options, then you may have to rely on getting a personal loan online, but if others are available, then seek them out first.
4. Borrowing from a Friend or Family Member
If you don’t want to go through the formalities required by a regular loan, then you may want to consider asking a friend or family member to lend you some cash. Of course, there’s no guarantee of approval, but it might be worth asking if you get turned down from other sources. And if you do manage to get a loan from a family member or a friend, make sure you know the terms and conditions up front (such as what interest you’ll be charged) in order to avoid any confusion or misunderstandings when it comes to paying it back.
Car Capital Financial
Just because you have bad credit doesn’t mean you can’t get a loan. Car Capital Financial doesn’t care about your credit score, as long as you’ve got a car worth more than $5,000 wholesale value and you are able to repay the loan, we can help you get the money you need today.
In fact, we can get you the money you want as fast as 30 minutes from receiving your call! If you’re a Southern California resident and need cash now, call us straight away at 1-888-500-9887 to get your cash today!