Costa Mesa

Costa Mesa Vehicle Title Loans

Costa Mesa residents are inundated with quick-cash relieve options, from pawn shops to pay day advances and cash for gold stores, but when you find yourself in financial trouble, what’s your best long-term option for reaching real financial stability?

Have you considered car title loans?

Did you know that you could use the value of your vehicle as collateral for a secured personal loan? If you’ve already asked the bank, your friends, and your own mother for money, but none have been able to help, you’re not out of options yet!

As long as you own, or are paying off, some kind of vehicle- be it a car, motorcycle, motor home, boat, helicopter or even plane, you still have options for affordable, efficient and easy loans. Car Capital Financial offers the best car title loans in Costa Mesa, and we’re ready to help you get the cash that you need now.

How can I get an auto title loan?

The best part of the car title loan process is that it’s simple and straightforward. You can get the money you need in as little as 30 minutes by calling us right now! All you need to provide to be considered for a vehicle title loan is:

A valid driver’s license
A vehicle’s title (“pink slip”)
Proof of your address
Proof of insurance

Once we’ve seen the required documents, we’ll assess the value of your vehicle and provide you with the cash you need, without taking possession of your car, boat or truck.

The benefits of auto equity loans

Car title loans offer significant benefits over traditional loans, with two of the biggest benefits being that you won’t need to undergo a credit check, and that you can get the money you need without having to leave your vehicle with us! Here are some of the best reasons to consider getting a vehicle title loan in Costa Mesa from Car Capital financial:

You can get the money you need right away. Most of our loans in Costa Mesa can be completed in as little as 30 minutes from the time that we receive your phone call.
You get to keep your car. Unlike other forms of secured personal loans, you won’t have to leave your possessions with us for the term period of the loan. You get the money and you get to keep your car!
You won’t be frustrated by the process. We don’t have to jump through legal hoops to get you the money you need now. Just call us, provide us with the information above, and we can get your cash immediately!
Your credit won’t affect the size, terms or conditions of your loan. Good credit, bad credit or no credit at all, it doesn’t matter to us. Our loans are determined entirely by the value of your vehicle.

What if I can’t find my vehicle’s title?

Even if you can’t find your vehicle’s title, we can still make a loan on it as long as you can prove that you own the car and that it is either paid off or nearly paid off. You can qualify for a cash title loan in Costa Mesa without actually possessing your car’s ‘pink slip’, so don’t worry about finding it if you’ve misplaced it, but give us a call right now.

How big of a loan can I get?

The amount of your Costa Mesa title loan will be based on the value of your vehicle. We do not have a maximum loan limit, so whether you need some money for your 2005 Honda Civic, or your 2011 Ferrari, we can help you out either way.

We will not, however, provide car title loans in Costa Mesa for less than $2,600. If you’re wondering how much you can get for your car, don’t worry about looking up its blue book value or getting an appraisal from a car dealership- we can get you all the information you need over the phone.

We’ll use the make, model, year and condition of your car to determine just how much you can get. To get started right away, call us now at 1-888-500-9887!

What can I use the money for?

At Car Capital Financial, we’re dedicated to providing the best car title loans in Orange County, and part of our promise to our customers is to support them regardless of the reason they’re seeking a loan.

Some of our clients never discuss the reasons they’re seeking financial assistance, but others have told us that they’re requesting car title loan money for things like:

Making a cash down payment for their new car, vehicle, or other large purchase
Helping out their friends or family members who have run into financial trouble
Paying off extremely expensive, and completely unanticipated medical or legal bills
Funding a new business with the capital that it needs to become profitable

In the end, however you decide to spend the money you receive from your auto equity loan is your business, and not ours. Our business relies on providing you with the best title loans in Costa Mesa, not with finding out how you spend your personal time!

What are my options for paying the loan off?

A great reason to work with Car Capital Financial is that we offer flexibility to our Costa Mesa customers. While your first payment will be due 30 days from the time of contract, you’ll be able to make that payment in whatever way is most convenient for you.

Whether you want to pay your loan off with automatic monthly electronic withdrawals, by phone, by traditional mail, or in person, we can accommodate your particular needs.

We are the most flexible title loan company in Costa Mesa, and we do our absolute best to help our customers find financial stability from the beginning to the very end of the loan process. While most our loan term lengths run right around 36 months, we are able to adjust term limits depending on your unique financial situation.

Will I face any Prepayment Penalties?

The biggest advantage we can offer is that we do not charge you for paying off the balance of your loan early. If you don’t need the cash for as long as we had previously agreed upon, you can pay off the entire balance of your loan at any point in time without facing a single penalty.

If you’re still not convinced to call us, and end up contacting other Costa Mesa title loan companies, make sure that you protect yourself by asking the most important question regarding taking out a loan- whether or not you’ll face prepayment penalties for paying off the balance of the loan early.

What makes Car Capital Financial different?

We’ve been in the business of providing car title loans in California for over 18 years, and our business is as strong as ever. As our customer, you won’t have to worry about hidden fees, changing percentage rates or any other sneaky tricks.

We’ll provide you with fast, friendly and professional service. Our goal is to provide you with the money that you need and the customer service that you deserve. If you want more information about auto collateral loans, then call us now at 1-888-500-9887!