Costa Mesa Car Title Loans
If you live in Costa Mesa, you’re familiar with fast-cash options like pawn shops and cash for gold stores, but if you need to raise a little bit of money for some short-term needs, did you know that car title loans are one of the safest, most affordable ways to do it?
Did you know that you could use the value of your vehicle as collateral for a secured personal loan? If you’ve already been turned down for a loan by the bank, friends and family, don’t give up and get a cash advance yet, because you’re still likely eligible for a car title loan.
As long as you own or are currently paying off a vehicle of some kind- be it a car, motorcycle, motor home, boat, helicopter or even a plane, you’re likely eligible for a vehicle title loan.
Car Capital Financial offers the best car title loans in Costa Mesa, and we’re ready to help you get the cash that you need now.
How Do You Get a Car Title Loan?
The best part of the car title loan process is that it’s simple and straightforward. You can get the money you need in as little as 30 minutes . All you need is to provide us with:
- Your valid driver’s license
- Your vehicle’s title (“pink slip”)
- Proof of your address
- Proof of your insurance
Once we’ve seen the required documents, we’ll assess the value of your vehicle and provide you with the cash you need, but the best part about our car title loans is that you’ll still be able to drive and use your car for the entirety of your loan.
Benefits of Auto Title Loans
Car title loans offer significant benefits over traditional loans, with two of the biggest benefits being that you won’t need to undergo an extensive credit check, and that you can get the money you need without having to give up access or use of your vehicle. Here are some of the best reasons to consider getting a car title loan:
- You can get the money you need right away. Our loans in Costa Mesa can be completed in as little as 30 minutes from the time that we first speak with you.
- You get to keep your car. Unlike a traditional auto pawn loan, you won’t have to leave your car with us for the term period of the loan. As long as you continue to make loan payments, you get to keep your car.
- Your credit won’t affect the size, terms or conditions of your loan. Whether you have great credit, terrible credit or no credit, it won’t affect the amount of your loan, your interest rate, or anything else. Title loans are issued based on your ability to repay the loan.
What If I Can’t Find My Title?
Even if you can’t find your vehicle’s title, we can still make a loan on it as long as you can prove that you own the car and that it is either paid off or nearly paid off. You can qualify for a loan without actually possessing your car’s ‘pink slip’, and we’ll tell you just how to do that if you call in.
How Much Can I Get?
The amount of your title loan will be set based on the value of your vehicle. Our loans have no upper limit, so whether you need some money for your 2005 Honda Civic or your 2011 Ferrari, we can help you out either way.
We cannot, however, provide car title loans in Costa Mesa for less than $2,600, so if your vehicle is worth less than that, we won’t be able to help. To get an estimate of how much we can loan you, call us with the make, model, year and condition of your car and we’ll provide an estimate.
What Can I Use the Money For?
At Car Capital Financial, we’re dedicated to providing the best car title loans in Orange County, and part of our promise to our customers is to support them regardless of the reason they’re seeking a loan.
Some of our clients never discuss the reasons they’re seeking financial assistance, but others have told us that they requested money for:
- Making a cash down payment for their new car, vehicle, or other large purchase
- Helping out their friends or family members who have run into financial trouble
- Paying off extremely expensive, and completely unanticipated medical or legal bills
- Funding a new business with the capital that it needs to become profitable
These are just a few of the things our customers have needed money for, but in the end, you can use your car title loan money for whatever you’d like.
How Does Loan Repayment Work?
A great reason to work with Car Capital Financial is that we offer flexibility to our customers in Costa Mesa. While your first loan repayment will be due 30 days after the date you receive your loan, you will be able to make that payment however you prefer.
You can make loan repayments with automatic monthly withdrawals, over the phone, by traditional mail (sending us checks) or even in person. We’ll accommodate your particular needs when it comes to making payments. While most our loan term lengths are set at 36 months, we are also able to adjust term limits depending on your unique needs.
Are There Prepayment Penalties?
We will never charge you anything for paying off your loan early, unlike some of our competitors. If you don’t need the cash for as long as we had previously agreed upon, you can pay off the entire balance of your loan early, without facing any additional fees.
Why Should I Choose Car Capital Financial?
We’ve offered car title loans in California for over 15 years and our business is as strong as ever. As our customer, you won’t have to worry about hidden fees, changing percentage rates or any other sneaky tricks.
With Car Capital Financial, you’ll get fast, friendly and professional service. Our goal is to provide you with the money that you need along with the customer service that you deserve. To get started on your car title loan, please call us now at 1-888-500-9887.